Financing
Roof financing in
the Lehigh Valley.
Monthly payments through the HEARTH program instead of one check. Seeing what you qualify for takes minutes and doesn't touch your credit score.
Financing
Monthly payments through the HEARTH program instead of one check. Seeing what you qualify for takes minutes and doesn't touch your credit score.
How it works. You check what you qualify for before committing to anything. That check is a soft pull, so it doesn't affect your credit score. If the numbers work you get monthly payment options alongside the written quote, and if they don't you've lost ten minutes. Nobody sees a payment plan before they see a price.
Worth knowing
Where the number comes from
The quote gets built the same way whether you pay cash or finance it. Measured roof, written scope, decking allowance stated up front.
Only then does a monthly figure make sense, because a monthly payment attached to a price nobody has measured is a sales tactic rather than a number.
You get a written number for your roof before anything starts, and the inspection that produces it is free. The monthly options get worked from whichever one your house lands in.
Straight answers
No. Prequalifying is a soft credit check.
A hard pull only happens later, if you decide to move forward with a specific offer.
It's still worth checking, because options vary a lot.
Approval and rate depend on the lender, and there's no cost to finding out. Nobody at Condition One sees your credit file.
That depends on the offer, so read that part carefully.
Any offer worth taking lets you clear it early without a penalty. It's the first thing to look for.
Usually not.
On a covered storm claim the carrier pays the scope and you pay your deductible. If someone is pushing financing on a claim job, ask why.
Free inspection and a written quote first. Monthly options come with it, not instead of it.